Is It Better To Get Health Insurance As A Married Couple Or Singleplastic surgeryHealthy Dinner Ideas

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Is It Better To Get Health Insurance As A Married Couple Or Single?

Health Insurance

For most people, the cost of health insurance is startlingly high.

Having a single insurance plan or a family insurance plan might seem like a no-brainer. If you are single you take the single insurance plan and if you are married you take the marriage insurance plan right? That might be the expected norm but there are other things to consider as well.

  • What is the difference between a single plan and a married cover plan?

Basically, a single plan covers one person while the family insurance plan covers a person, their spouse, and their dependents or children. If both employers of the couple offer health insurance, the couple can decide to either keep their own health insurance cover or consider joining one of their other spouse’s plans.

  • What a married couple should consider before choosing a health insurance plan

A couple should consider the benefits a cover plan has to offer for the couple also, the number of people the cover includes and how much it will cost. Some insurers offer a two-party plan. Hence, if either or both of your insurers offer health insurance benefits to spouses, take your time to do a side-by-side comparison of both your plans and consider some options.

  • How beneficial will it be?

man with wheel chair1. If each of you keeps your current plan

2. You join your spouse’s plan

3. Your spouse joins your plan

You also need to consider how your monthly premiums will change if you both join one plan. And what happens to your deductibles and the possible out-of-pocket costs. If luckily, you or your spouse has already met their deductibles or met their out-of-pocket costs in the current year plan, you might not want to start a new plan for both of you especially, if you foresee additional health care expenditures due to certain medical conditions.

However, if your employer does not offer health insurance it may be wise to join your spouse’s plan. Not only is it cheaper, but also, you can both enjoy the health insurance benefits that come with your spouse’s plan.

  • Health insurance single plan versus Marriage planIs It Better To Get Health Insurance As A Married Couple Or Single (2)

When you both have health insurance and have a family, a single two-party plan is the best option. Statistics prove that it is always more affordable to get a single policy getting coverage through one of the spouse’s employer. Most employers charge less for an individual policy covering two people as compared to two separate policies. Also, if you want to include the kids, a family plan is the best way to go.

Marriage is a qualifying life event that gives you the chance to change your insurance cover policy and add your spouse. These changes are usually done within 60 days after the marriage. Ensure you both do your research and make a decision before the deadline elapses.…

Ebola Signs, Symptoms And Treatment

The Ebola Hemmorhagic Fever (EHF) is caused by a strain of the ebola viruses. There are five ebola strains and either one may lead to the eruption of the symptoms associated with Ebola fever. When a case is reported, the only hope rests in restricting movement of people from the affected countries to others.

The signs of Ebola may start off mildly but they can quickly spiral to dangerous levels.

child with Ebola Signs

  • Signs and Symptoms of Ebola

It takes two to twenty-one days for the ebola virus symptoms to occur after infection. This is according to World Health Organization (WHO). The initial symptoms mimic the flu; fever, muscular pain, sore throat, and headaches. Thereafter, the patient may exhibit symptoms such as vomiting, a rash on the skin and diarrhea. Decreased function of the liver and kidney may also be detected in the patient. At this point, the patient will begin to experience severe symptoms such as uncomtrolled internal and external bleeding. At this point, the patients stands at a high risk of losing their lives. Studies show that 25-90 percent of the victims succumb to the symptoms.This is mainly as a result of the fluid loss experienced as soon as the symptoms begin.

  • Treatment of Ebola

There is neither cure nor prevention of ebola. Doctors and other medical practioners work towards controlling and treating the symptoms. Although the disease is deadly, some people are lucky enough to survive the outbreak. This is solely attributed to the strength of their own immune system. However, keeping the patient well hydrated may help them recover. Ensuring that their breathing is good will also strengthen their immune system.

At some poimt, scientists and medical experts tried blood transfusion of a survivor to a patient as a means of treatment. They believed that the antibodies of the survivor would strengthen the immune system of the patient hence fight off the disease as well.

Ebola TreatmentThe ZMAPP is an experimental treatment that is believed to be effective. It contains 3 monoclonol antibodies. These bind to the virus and aids the body’s immune system to clear it out. Studies have been conducted in monkeys and it has been observed that the Zmapp can indeed cure monkeys injected with lethal dosages of the ebola virus after 5 days of experiencing the symptoms. Zmapp has been approved in Africa.

Brincidofovil is an oral drug that is proved effective in preventing the virus from replicating itself. It is at its phase 3 stage which means that it is approved. It has been administered to large groups of people with positive effects.

According to WHO, one in three people survive the ebola virus. In the latest outbreak of the disease in virus in March 13, 2016, 10,000 patients survived. Some of them continue to experience side effects associated with the symptoms that they experienced while down with Ebola. Research also shows that ebola survivors may experience prolonged symptoms which may clear with time.…